Hypercheckout
A checkout product that made enterprise-grade payments usable by small businesses.
- #payments
- #product-strategy
- #SMB
hello, world. last login: from a small grocery store in India
I build products, communities, and systems that expand access to opportunity.
From helping run a family grocery store in India to building payment infrastructure used by businesses around the world.
The first business I ever worked at had one cash drawer, a notebook of customers who paid at the end of the month, and no margin for error. It was my family’s grocery store in India, and it was where I learned everything that matters about money before I knew any of the vocabulary: cash flow is oxygen, trust is the real currency, and the financial system is built for people who already have money.
We were a financially fragile household. Not poor in a dramatic way. Fragile, the way most small-business families are: one bad month, one medical bill, one supplier demanding cash up front, and the careful arithmetic of the whole year falls over. I helped keep the ledger. I learned what responsibility weighs when you can’t put it down.
I became the first graduate in my family and found my way into the technology industry, not as an engineer but as someone who understood, from the other side of the counter, what the software was for. I learned the whole machine at a six-person startup that Paytm later acquired, learned customers from the support seat at a SaaS company, and then spent five years at Juspay, the orchestrator behind most of India’s digital payments. There I co-founded Hypercheckout to bring enterprise-grade payments to merchants like the one I grew up behind the counter of, and grew the community around Hyperswitch, an open source payments switch, into the most-starred payments repository on GitHub. I’m now an MBA candidate at the Tuck School of Business at Dartmouth.
These days I also build my own tools in public, with AI agents doing the typing and me doing the product thinking. The thread through all of it is the same: technology, entrepreneurship, and impact are most interesting where they intersect, and the most underrated place they intersect is a small business getting access to tools that were never designed for it. That’s the work. The longer version is in the manifesto.
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I grew up in a household where money was a daily calculation, not an abstraction. My family ran a small grocery store, and I helped: stocking shelves, handling cash, keeping the informal ledger of who owed what.
A corner shop is a complete business education in miniature. Inventory, credit risk, customer trust, cash flow. I didn't know those words yet. I just knew that if the ledger was wrong, dinner was smaller.
I became the first person in my family to finish a university degree: a Bachelor of Computer Application from Bangalore University, where I won the Best Student Award, given to one student out of five hundred in the graduating class. That sentence is short; the work behind it wasn't.
A checkout product that made enterprise-grade payments usable by small businesses.
Growing the community around an open source payments switch into the most-starred payments repository on GitHub.
An AI-powered landing page builder for B2B SaaS: six specialized agents that research, write, design, and audit a page end to end.
A tool that measures how often a brand shows up when buyers ask AI models for recommendations.
An open source SDK and backend that detects and maps potholes and speed bumps using smartphone sensor data.
I am not an engineer, and I now ship real tools anyway. Notes on what AI agents change about building, and what they don't.
Every failed transaction is a small broken promise. The grocery store understood this better than most payment APIs do.
Money systems should be boring the way bridges are boring. Notes from the product side of a payments switch.
A plain-language explanation of payment orchestration and why it directly improves the share of transactions that succeed.
The unit economics of processing a payment, and how intelligent routing turns small per-transaction differences into real money.
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